Being occupationally disabled means that you are no longer able to perform your current job due to health reasons.
In this case, the disability insurance pays you a monthly pension, which provides you with a secure income.
You should be able to cover your ongoing expenses with it, including expenses for your family, housing, insurance, and groceries.
As a guideline, about 80% of your current net income is considered appropriate.
To apply for your disability insurance benefit, you first need a medical report stating that you are at least 50% occupationally disabled.
You then submit this report to your insurance company so that the payout can be arranged.
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