FinXpat is a financial consultation firm focusing on serving expats in Germany

Disability-

Insurance

What is a disability insurance?

What is insured?

Being occupationally disabled means that you are no longer able to perform your current job due to health reasons.

In this case, the disability insurance pays you a monthly pension, which provides you with a secure income.

 

How high should be my BU rent?

You should be able to cover your ongoing expenses with it, including expenses for your family, housing, insurance, and groceries. 

As a guideline, about 80% of your current net income is considered appropriate.

How can i request the disability insurance benefit?

To apply for your disability insurance benefit, you first need a medical report stating that you are at least 50% occupationally disabled. 

You then submit this report to your insurance company so that the payout can be arranged.

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