FinXpat is a financial consultation firm focusing on serving expats in Germany

Why Your SCHUFA Score Matters and How to Improve It in Germany

Increasing Schufa score in Germany

If you’re planning to stay in Germany for more than a few months — whether to study, work, or settle — chances are you’ll come across the term “SCHUFA” sooner than you expect. Whether you’re applying for an apartment, buying something on installment, or taking out a loan, your SCHUFA score can significantly influence the outcome. This guide will […]

Loans in Germany: Your Complete Guide to Borrowing Money in Germany as an Expat

Happy expats in Germany after their financial consultation with FinXpat

Living in Germany as an expat comes with many exciting opportunities — but also financial responsibilities. Sometimes, you might need to borrow money to buy a car, rent a new apartment, or even start a business. Understanding how loans work in Germany and how to get one can make a big difference for your financial […]